Viriyananda Susantho, Andhika, Djohan Gunawan Hasan, and Florentina Kurniasari T. 2024. “Analysis of Factors Influencing Adoption to Digital Financial Services in Gen Z: An Empirical Study on Digital Bank Users in Indonesia”. Global International Journal of Innovative Research 2 (7):1530-57. https://doi.org/10.59613/global.v2i7.225.