Legal Protection Of Fund Saving Customers Against Cyber Phising Acts In Indonesia

Abstract

Study thesis This analyze about Legal Protection for Customers Saving Funds Against Cyber Phishing in Indonesia. As for focus study This is regarding (1) how cyber phishing phenomenon in scope banking in Indonesia? and (2) how protection law to customers internal fund storage cyber phishing acts in Indonesia? Study This use approach normative ones with choose type study the aim For research governing rules /norms How protection law customers saving funds against cyber phishing acts in Indonesia. Writer study with theory certainty law and theory protection law , which with second knife analysis the writer produce Conclusion (1) The phenomenon of cybercrime with form phishing later This the more massive happened in Indonesia with so rapidly development technology in Indonesia, OJK owns it authority supervise in sector finance until moment This Not yet publish or validate Special OJK regulations arrange matter that's what happened the absence of norms on crime cyber crime with form phishing in Indonesia and (2) Form protection law to customers depositors who become victims of cyber phishing preventive stated in OJK Regulation Number 22 of 2023 changes on OJK Regulation Number 6 of 2022 concerning Protection Consumers and Society in the Financial Sector in Chapter II of the Law as stated in Article 3 paragraphs (1), (2) and paragraph (3) and Article 20. Meanwhile form protection law repressive regulated in Bank Indonesia Regulation Number : 16/1/PBI/2014 concerning Protection System Services Consumers Payment in article 16 paragraphs (1) and (2) later also regulated in law Number 19 of 2016 changes on Constitution Number 11 of 2008 concerning Information and Transactions Electronics in Article 28 paragraph (1) and Article 45 paragraph (1).